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PalmPay

One app for payments, savings, credit and more — for millions.

35M+
registered users
15M
transactions per day
1M+
agents & merchants
In partnership with Expand in Africa
Expanding into Francophone West Africa

Expand in Africa supports PalmPay's entry into the UEMOA region — scoping the payment-services licensing path with the BCEAO, opening doors with local partners, and holding the cadence that turns groundwork into launch.

Payment-services licensing path scoped for the UEMOA / BCEAO environment
Introductions to local partners and regulators
Ongoing cadence and shared workspace for visibility
Founded
2019 · Nigeria
Model
Neobank + agent network
Users
35M+ registered
Recognition
CNBC Top 300 fintech (2025)
About

PalmPay is a fintech neobank founded in 2019 in Lagos. Through its app and a nationwide network of over a million agents, it brings payments, transfers, credit, savings and micro-insurance to tens of millions of Nigerians — processing up to 15 million transactions a day.

What they solve

Millions of people and small businesses across Nigeria are underserved by traditional banks. PalmPay meets them where they are — on their phones and at a nearby agent — with fast transfers, bill payments, credit and savings, plus POS and API tools for merchants and MSMEs.

Products & services
Transfers & payments

Instant money transfers, bill payments and merchant payments from the app.

Credit

Accessible credit for consumers and small businesses.

Savings & investments

Savings and investment products that reward everyday users.

Micro-insurance

Affordable cover embedded into the financial app.

POS & merchant tools

Point-of-sale and business tools for MSMEs.

B2B API

API-driven payment solutions for merchants and enterprises.

Industries
FintechNeobankMobile moneyPayments
Footprint
Live in
Nigeria
Expanding into
Francophone West Africa (UEMOA)
Want to reach or partner with PalmPay?
Expand in Africa opens the right doors across Francophone West Africa — tell us who you want to reach and we make the introduction.
Visit website Request an introduction →
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