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Inclusivity Solutions

Inclusivity Solutions

AI-powered infrastructure for digital and embedded insurance.

4.5M+
customers
600K+
monthly policies
35+
partners
In partnership with Expand in Africa
Growing embedded insurance across Francophone West Africa

Expand in Africa supports Inclusivity Solutions' business development in Francophone West Africa — opening doors with telcos, banks and MFIs, and navigating the regulatory landscape so embedded insurance reaches more customers.

Introductions to telcos, banks and MFIs as distribution partners
Regulatory path scoped for the UEMOA environment
Ongoing cadence and shared workspace for visibility
Founded
2015 · South Africa
Model
Insurance-as-a-Service (B2B)
Platform
ASPin — AI, no-code, open API
Reach
9+ countries · 35+ partners
About

Inclusivity Solutions is a B2B insurtech offering an AI-powered Insurance-as-a-Service (IaaS) platform. Through open APIs it lets partners in almost any industry — telcos, banks, MFIs, digital platforms — embed digital insurance into what they already sell, bringing affordable cover to underserved customers across Africa.

What they solve

Legacy insurance platforms are slow, manual and paper-based — driving up acquisition costs and customer churn. Inclusivity's ASPin platform digitises the whole value chain, from onboarding and pricing to servicing and AI-assessed claims, so partners can launch a new insurance product in as little as a day.

How it works

We accelerate the go-to-market for a new generation of digital insurance products.

Distribution partners

Telcos, banks, MFIs and digital platforms embed insurance into their core offering.

Risk carriers

Insurers provide the underwriting capacity behind every product.

Inclusivity

ASPin — the AI-powered, no-code, open-API platform — plus product design, pricing and claims, connecting the two.

Products & services
ASPin platform

AI-powered, no-code, open-API policy administration system supporting Life, Health, Funeral, PA, Device and Motor.

AI claims assessor

Assesses claims in under 10 seconds, improving speed, accuracy and customer satisfaction.

Multi-channel distribution

Reach customers via web, mobile, USSD and WhatsApp.

Ready insurance products

Life & funeral, motor, hospital cash, device, home contents and personal accident — plus custom-designed cover.

Industries
InsurtechEmbedded insuranceInsurance-as-a-ServiceFinancial inclusion
Footprint
Live in
South AfricaKenyaNigeriaGhanaCôte d'IvoireTogoRwandaUgandaZambia
Expanding into
Francophone West Africa (UEMOA)
Leadership
Indira Gopalakrishna
Chief Executive Officer
Jeremy Leach
Founder & Executive Director
Chaddy Rungwe
Head of Engineering
Sam Ndori
Head of Operations
Want to reach or partner with Inclusivity Solutions?
Expand in Africa opens the right doors across Francophone West Africa — tell us who you want to reach and we make the introduction.
Visit website Request an introduction →
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